In this type of apps you can make purchase and pay the same amount later.
LOAN APPS
Here, users can apply for loans & there are many apps that provide instant loans.
PAY LATER APPS
There are many applicatios such as Paytm Postpaid, Postpe, Simpl, Lazypay, ETc
Paytm postpaid
In this the Postpaid service usually allows users a period of up to 30-days for repayment of loans at 0% interest.
Postpe
Easy installments EMI are also available & use money anytime and pay later the exact amount.
Simpl
Clear your Simpl balance every 15 days through the Simpl app. Keep track of your monthly expenses and enjoy effortless budgeting.
lazypay
You will also get a welcome bonus, and rewards. Here you will also get a card of up to 5 lakh limit by proper KYC.
LOAN APPS
There are many loan apps such as Mpokket, Grow, Cashbean, ETc.
MPokket
One of the best loan apps for college students in India, offers college students a maximum loan limit of Rs 20,000.
Cashbean
It is an instant loan that you can avail of through the cashbean app within 24 hours.
grow
Quick loan is very helpful in urgent requirements and this app is very helpful for this.
truebalance
It has fast disbursal of loan which involves few simple steps. As small as Rs.1,000 to as big as Rs.60,000.
You have to pay exact amount later.
Pay Later vsApps
Loan Apps
You have to pay interest up to 12% or above.
Here you can pay money directly to merchant by QR codes & Pay EMI.
Pay Later vsApps
Loan Apps
Here the amount was directly credited to your bank account.
As per my opinion never use this types of apps for your entertainment purpose only use in emergency because you have to pay the amount that you used. All this apps are trusted you can use it without ay hesitation.